Privacy Policies & Disclosures

Pass Your Test Now recognizes your right to privacy. Consequently, we have created this statement to apprise you of our privacy policies and practices with respect to information about you that is collected on this website. This privacy policy may change to reflect any new features on this website. Please revisit this privacy policy from time to time to be sure that you’re familiar with the current policy. 

Information collected and used by Pass Your Test Now. Pass Your Test Now is a subsidary of J. Marshall Speaks and is the owner of all information collected on this website. We will not use or disclose this information to others in ways different from that stated in this Privacy Policy. 

When you initially visit our web site, we do not retrieve any information about you. When you complete any of our contact or order forms, the personal information you provide (such as name, address, telephone number, e-mail address and credit card information) identify you as a PASS YOUR TEST NOW business owner. This information is considered to be strictly confidential. This information will not be shared with anyone else.

Opt Out. You can opt out of receiving any of our e-mail notifications at any time. If you want to opt out of receiving our e-mail notifications regarding continuing education reminders, the products and services that are or will be available, send a message to B. O. Box 12643 Marina Del rey, Ca. 90295. If you decide to opt out, you will not receive continuing education reminders nor will you be notified of products and/or services that are or will be available in the future.

Providing Security. We have implemented a number of security features throughout this website, and plan to implement more in the future to help prevent the unauthorized release of or access to the personal information that we collect.

Please be advised, however, that although we have endeavored to create the reliable sites for our users, the confidentiality of any communication or material transmitted to or from this website cannot be guaranteed. When disclosing any personal information, you should remain mindful of the fact that it is potentially accessible to the public and, consequently, can be potentially collected and used by others without your consent. You should therefore consider carefully if you want to submit sensitive information that you would not want disclosed to the public. You should also recognize that your use of the Internet end of this website is solely at your own risk. You agree that we have no responsibility for liability from security or personal information transmitted via the Internet. Nevertheless, we urge you to exercise caution when conveying personal information over the Internet. This website may be linked to other websites. We encourage you to read the Privacy Policy of each and every website that collects personal identifiable information. This privacy policy applies solely to information collected by PASS YOUR TEST NOW. We welcome your questions and comments regarding this Privacy Policy and our use of personal information. If you have any questions about this Privacy Policy or about our information-collection practices please contact us. Alternatively, you can contact us at the address and/or telephone number listed on this web site.



I reserve the right to refuse service to anyone.

I reserve the right to refuse service, tutoring to any person. I reserve the right to refuse to allow someone to attend any of my programs.

None of my programs have a guarantee.

The words “guarantee” are used by schools to trick people into buying their programs. I refuse to use such gimmicks. None of my programs have a guarantee. There are no returns or refunds under any circumstances. If you attend any part of any one of my programs, there are no refunds or returns.

There is a $50 cancellation fee if I credit back any amount, for any reason to someone’s credit card. There is a $50 cancellation fee regarding any of my programs or tutoring or semi-private tutoring. If a person cancels for any reason they will lose $50. Do not attend one of my programs unless you agree with this policy.

Pre-license and post-license disclosure.

I wish to make a disclosure regarding pre-license and post-license training. Have you ever heard the expression “I have some good news and I have some bad news”. Well, I have some good news and I have some good news. At the present time I am in the process of writing or rewriting the pre-license and  post-license educational requirement programs that the DRE requires for licensees to acquire or maintain their real estate salesperson or broker’s license. At the present time I am using a third-party to provide pre-license and post-license educational programs required by the DRE for acquiring and maintaining the sales person and brokers license.The classes that I am referring to are real estate principles, real estate practice, real estate appraisal, escrow, property management, economics, finance, mortgage loan brokering, legal aspects, buying homes in foreclosure, the 1031 retirement plan, landlords, tenants and property management and other programs. This will not affect you. What does it mean exactly? It means that a third-party, educational organization (Private School) that is approved by the DRE (California Department of Real Estate)  will sell you the above-mentioned course or courses, books, and eventually issue your transcripts or transcript for the above-mentioned courses. The third-party and their courses are approved by the DRE (California Department of Real Estate) to issue, monitor and provide the above mentioned course or courses. Therefore you will not notice any difference. There is more good news. I have a good long-standing relationship with the third-party that I am using for the above mentioned courses and therefore I have worked out a special price for all of you (my students). When you purchase the programs from the third-party private school under my special instructions and using my name you will be purchasing the programs at a lower price than you could purchase them if you were to purchase them directly from the third-party yourself. In other words you are paying less for the continuing and/or pre-license programs then others that purchase the programs from the third-party directly. Therefore, that is my disclosure regarding good news and good news.

If you have any further questions regarding this disclosure please do not hesitate to e-mail me with your questions or concerns.

Copyright © 1977-2023 All rights reserved. In business since June 1977

PO Box 12643
Marina Del Rey, CA 90295
United States

Below are links to my old website. It is absolute absolute. If you click on any of them, you will leave my current website. It is not recommended that you click on them.